
3.12.2026 / Home Sweet Home
The 2026 housing market is shaping up to be steadier and more balanced compared to the turbulent years immediately following the pandemic. While the days of 3 percent mortgage rates are unlikely to return anytime soon, experts project gradual shifts that could create a more manageable environment for many buyers. Here is what leading housing analysts expect and how those trends may influence the homebuying experience.

2.12.2026 / Financial Tips
This guide walks you through how to talk about money as a team, how to approach merging finances, and how to prepare for big goals like a joint mortgage, all in a warm, approachable way.

1.8.2026 / Financial Tips
Life is full of milestones - buying a home, starting a family, planning for retirement, and saving for education. Each requires thoughtful financial preparation. Here’s your go-to guide to make 2026 the year you prepare for what matters most.

12.4.2025 / Financial Education
Your credit score is more than just a number; it’s a snapshot of your financial health. It influences whether you can get approved for loans, the interest rates you’ll pay, and even your ability to rent an apartment. But what exactly goes into this three-digit score, and how can you improve it?

11.6.2025 / Financial Tips
Choosing the right checking account can make a big difference in how you manage your money day-to-day. At Gateway First Bank, checking isn’t a one-size-fits-all deal. Whether you're just starting out, looking to earn interest, or enjoying retirement, Gateway offers tailored solutions to meet your financial needs.

11.5.2025
As we move into the final quarter of 2025, the bond market is sending a new signal: the yield curve is shortening. After months of inversion—where short-term interest rates exceeded long-term ones—we’re now seeing a re-steepening of the curve. This shift is subtle but significant, and it’s prompting investors and institutions alike to reassess their strategies.

10.24.2025
As the Federal Reserve prepares for its October 28–29 policy meeting, market watchers and borrowers alike are anticipating another potential rate cut. Following the September reduction of 0.25%, the Fed is widely expected to lower the federal funds rate again, possibly bringing it to a range of 3.75%–4.00%.

10.2.2025 / Fraud Education
As people age, financial literacy becomes increasingly important. Older adults often face unique challenges - managing retirement income, navigating healthcare costs, and protecting themselves from scams. Fortunately, resources like the FDIC’s Money Smart for Older Adults program, the Consumer Financial Protection Bureau (CFPB), AARP, and trusted financial institutions like Gateway offer valuable tools to help seniors stay informed and secure.